Borrowing Money for School

How to Stop Wage Garnishment Due to a Defaulted Student Loan

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In Brief...

Many students require the assistance of a student loan in order to complete their education. Once this happens, the collection agency may attempt to garnish your wages to pay back the loan.. The easiest way to stop collections and garnishment of your wages is to repay the loan in full. To contest the garnishment and ask for a hearing, you should follow the instructions on your letter of garnishment which must be provided to you 30 days before garnishment begins.. Tips & Warnings Make sure that you respond to the Notice of Intent to Garnish within 30 days of receiving it and prior to the deadline or you may not get a hearing.

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